飙升房价令联邦银行监管机构出手反击
OSFI cracks down on mortgage lending amid skyrocketing home prices
加国飙升的房价不下的房价和居高不下的家庭举债率引起加国银行监管机构警觉,并导致其采取罕见措施要求金融机构严格控制房屋贷款。联邦监管机构对某一借贷群体提出特别关注,由于这一群体依靠国外资金偿还贷款,因而令加国金融机构难以考核其贷款偿还能力。
Soaring home prices and a record level of household debt has raised the red flag for Canada’s banking regulator, prompting a rare move by urging financial institutions to take a tighter grip on mortgage lending. The regulator raises specific concern for a group of borrowers who make the income verification process more challenging – those who rely on income from sources outside of Canada.
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